Why Pre-Qualify?

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It is helpful to consult with your mortgage loan professional as soon as possible — even before you've started to consider neighborhoods. What for? It may be difficult to fathom the way we could help even before you begin to talk about prices and negotiations.

Pre-Qualify

Our mortgage professionals can help you calculate the loan amount you can qualify for and the monthly payment amount you are able to afford by helping you pre-qualify. We do this by analyzing your income and debts, your work and housing circumstances, your available funds for a down payment, required reserves, and other financial considerations. It's short and basic; We keep the paperwork light.

We'll give you a Pre-Qualification Letter when you qualify, which documents that we are confident you can qualify for a predetermined amount of mortgage loan dollars.

Pre-Qual Power

With your pre-qualification letter, several advantages fall at your feet when you find the home you want to make an offer on. First, you have some concrete numbers in mind, as the amount you will qualify for with your mortgage loan. Even more important to the seller of the house, your pre-qualification gives them confidence - as if you had arrived at their home with a bag of cash to make the offer! They need not be concerned that they're wasting their time if you will not be able to qualify for a big enough mortgage. The seller won't wonder if he can trust you to qualify for your mortgage in the amount you will need.Your qualifying for your needed loan amount won't be something for them to fret over. You'll have the clout of a buyer ready to make the deal on the spot!

We can help you pre-qualify

We can help you see how much of a mortgage you can afford, and how much money you will be able to borrow, by taking you through the pre-qualification process. The process takes you through your finances - your debt, income, employment, cash available for down payment, among other things. It's short and to the point; and we keep the paperwork to a minimum.

One-on-One

You can always use the calculators here on this site to calculate how much mortgage you will be able to afford - but it's also valuable to talk with one of our mortgage professionals. For one thing, you'll need a Pre-Qualification Letter! For another thing, we might be able to find a different mortgage loan option that is a better fit for you. Contact us at 8557558700 to get your pre-qualification process started.

Have questions about pre-qualifying? Call us at 8557558700. It's our job to answer pre-qualification questions, so we're happy to help!