Why it's Important to Pre-Qualify

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Even if you haven't researched houses to visit yet, it's valuable to see your mortgage loan professional first. What for? Perhaps it is difficult to understand the ways we can help even before you begin to negotiate.

Pre-Qualify

We can help determine how much of a mortgage loan you can afford, and how much money you may be able to borrow, by taking you through pre-qualifying. In the process, we explore your borrowing potential - analyzing your employment, available money for down payment, debt, income, and other circumstances. It's quick and basic; We take pride in keeping the paperwork light.

When you are determined to be eligible, we document our confidence in your capacity to qualify for a loan by presenting you with a Pre-Qualification Letter (also known as a "pre-qual").

Buying Clout

Various beneifits open to you once you find your dream house, and have pre-qualification. The first is that you will know the amount you'll be able to afford when calculating your offer. Of greater importance to the seller, your pre-qualification is like your having walked into their front door with a bag full of cash to make the deal! They will not need to wonder if they are wasting their time if you can't be able to qualify for a high enough mortgage. The seller won't be concerned that he won't be able to trust you to qualify for your mortgage in the amount you'll need.Your qualifying for your needed mortgage loan amount won't be something for them to worry about. You can have the clout of a buyer ready to make the deal on the spot!

We help with your pre-qualification

We will help determine how much of a mortgage loan you can afford, and the amount of money you may be able to borrow, by taking you through pre-qualifying. The process outlines your current financial situation - your debts, income, job, cash available for down payment, among other things. We require a minimum amount of paperwork, and avoid a lengthy process.

One-on-One

While you can use our mortgage calculators on this site, it's a good idea to sit down and talk with us. We can begin getting your pre-qualification letter. Then, we will make sure we have found the right mortgage loan program for you. Let us help you get started: Call us at 8557558700.

Have questions about pre-qualifying? Call us at 8557558700. MortgageZ llc NMLS 2156016 answers pre-qualifying questions every day.