Why Pre-Qualification is Important

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Even if you have not narrowed down houses to view yet, it's important to contact your mortgage pro early. What for? If you don't know yet how much home you need to qualify for, how could we help?

We Will Help You Pre-Qualify

We will help you calculate how much of a mortgage loan you can afford, and how much money you may be able to borrow, by taking you through pre-qualifying. During this process, we explore your ability to borrow - analyzing your earning status, money available for down payment, existing debt, income, and other circumstances. It's short and to the point; We take pride in keeping the paperwork to a minimum.

We'll award you a Pre-Qualification Letter when you qualify, which states that we are confident you can qualify for a specific amount of mortgage loan dollars.

Buying Clout

Several beneifits open to you once you find your dream house, and have pre-qualification. The first is that you can be sure the amount you'll be able to afford when determining the offer. Of greater importance to the home seller, your being pre-qualified is like your having entered their front door with a bag full of cash to purchase the home! They will not have to be concerned that they have been wasting their time if you will not be able to qualify for a high enough mortgage. The seller of the home won't wonder if he can count on you to qualify for your mortgage in the amount you will need.Your qualifying for your needed loan amount will not be something for them to lose sleep over. They have a virtual guarantee that they can trust your ability to back up your offer.

We will help you with your pre-qualification

Our mortgage professionals will help you determine how much of a loan you can qualify for and the monthly payment amount you are able to afford by helping you pre-qualify. We achieve this by considering your debts and income, your work and housing situations, your funds available for a down payment, required reserves, and other considerations. It's a quick, thorough process with minimal risks for papercuts.

One on one

You can certainly use the mortgage calculators here on our website to calculate how much mortgage you'll be able to afford - but it's also valuable to meet with us. That way, we'll be able to help you get your pre-qualification letter. For another thing, we could find a different mortgage choice that is a better fit for you. Let us help you get started: Call us at 8557558700.

Have questions about pre-qualifying? Call us at 8557558700. It's our job to answer pre-qualification questions, so we're happy to help!